Several types of insurance policies are available and all have their own benefits. Van insurance is also one among them that can be very beneficial for you if you drive a van or have it driven for you. Whether you have a personal van or a business van you must get it insured to take it on the road. It is legally compulsory. One cannot drive a van on the roads without an insurance cover for it. If someone asks you “Do you need any driver van insurance?” The answer is simply “yes” without any doubts. The insurance is protecting you and your vehicle only. Here are the main types of van insurance covers mentioned for you:
Comprehensive: This type of cover protects your vehicle from any kind of damage, theft or vandalism. It also covers the number of people present inside the van. If there is somehow damage caused by you to some other person or his property then it will also protect you in that case. It is the best type of insurance cover that one can have for its van though it is a bit expensive.
Third party with theft and fire protection: This type of insurance will cover all the cost of damage that is caused by you to other person’s body or property. But, it will not protect your vehicle from any type of damage other than fire and theft. There can be more types of it that can cover different things with different companies.
Third Party: It is the cheapest insurance that you can have for your van. If due to your fault any injury is caused to a third party or some damage is caused to the third person’s property then it will cover that. Otherwise there is no good associated with it. It is good to have if you just want your vehicle to run on the road.